The name given by one of my friends, “Rip Assured” tells the whole story. They DO NOT pay claims. I know a half-dozen people who have had legitimate claims and this company seems to find all kinds of excuses not to pay. When you challenge them, they will make up excuses and if you keep pressing the owner, Mr. McKinley will threaten you. I know they have been banned in four states. Last week an agent wanted to book the company for a client and I told her to type in “Trip Assured” in Google. There were more negative links than Al Qaeda! The word is out on the internet, stay away no matter what commission you are offered. Your agency will be in jeopardy if the client sues you because Mr. McKinley won’t pay and you will be stuck paying or losing your reputation as a result of this schlock outfit in Tennessee.:mad: